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Links for the rejected:

Job Seeker: I am just calling to inquire about my application status for job number JC24 that I applied for two weeks ago.

Employer: Oh yes! We are still reviewing all the applications, but your application is in the final stages of review with three others for this position. We will be notifying everyone this week with our final choice. *hangs up*

*looks at the person they hired for that position last week and laughs*

Letter from - MBNA
Submitted by - Mr. Delinquency
Last updated on 10/15/2005

And the letter reads:

We recently received your request for a PGA TOUR/SENIOR PGA TOUR Platinum Plus MasterCard.

After careful review, we are unable to approve your request because you have a delinquency and a public record or collection account(s) appearing on your credit file and you have current or past delinquency with one or more of your creditors. Our credit decision was based in whole or in part on information obtained in a report from Experian, National Consumer Assistance Center, P.O. Box 2002, Allen TX 75013-0036, 1-800-397-3742.

If you have any information that may enable us to reconsider this decision, please write to MBNA, P.O. Box 15023, Wilmington, DE 19850-5023.


Don Hamilton

Credit Department

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